[vc_row full_width=”stretch_row” full_height=”yes” parallax=”content-moving” parallax_image=”35″][vc_column][vc_custom_heading text=”Intermediaries ” font_container=”tag:h1|font_size:38|text_align:center|color:%23ffffff” use_theme_fonts=”yes”][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]What is SSAS? SSAS – an incredibly well kept secret. Established in the UK In 1979, SSAS (Small Self Administered Scheme) is an Occupational type pension scheme, designed for businesses and their owners and directors. SSAS offers far more flexibility and a wider range of benefits and options than any other UK pension. SSAS allows business owners to use their pension plans and business in tandem to create robust long-term strategies for their pension, their business and their family. Who does SSAS suit? All UK Business owners, Limited Companies, LLP, & Partnerships & Scottish Partnerships. See our specific page in this site which covers a range of some of the typical users of SSAS. Who uses SSAS? HMRC Approved Tax wrapper: As an HMRC approved Pension scheme, SSAS enjoys a tax-free environment for Corporation Tax, Capital gains Tax, Income Tax and Inheritance Tax.[/vc_column_text][/vc_column][/vc_row][vc_row css=”.vc_custom_1490706639722{margin: 3px !important;padding: 3px !important;border: 3px solid #dd3333 !important;border-radius: 10px !important;}”][vc_column][vc_column_text]Sample SSAS Benefits?
  • Ability to contribute up to £500k per annum tax allowably from your business to your SSAS pension
  • Creating an enduring tax efficient family trust of up to 11 members
  • Ability to lend up to 50% of the monies from your SSAS to your business for any commercial use
  • Ability to lend up to 100% of the monies from your SSAS to a third party unconnected business
  • Purchase / ownership of commercial property and land directly within a SSAS
  • Allowing the “in specie” transfer of assets into the SSAS personally or via your business
Why haven’t I heard of SSAS? We believe that all Business Owners should at the very least be made aware of the options and benefits available to them with a SSAS. Don’t worry, you aren’t the first person to wonder why you haven’t heard of SSAS. We find that many clients are bemused or frustrated that they haven’t been told about SSAS, where it clearly offers great benefits and opportunities for them as business owners. We hear these questions every day from clients and their advisers:
  1. Why I haven’t I heard of SSAS?
  2. Why hasn’t my Accountant mentioned it?
  3. Why has my Financial Adviser not recommended it?
  4. It seems too good to be true?
This needs to be understood in context;
  • SSAS is designed specifically for Business owners and is not a retail / mass market product
  • SSAS has been in existence for almost 40 years
  • SSAS is an HMRC approved Occupational Pension structure, like all pensions offered by all household name / large UK employers
  • SSAS is Regulated – by The Pensions Regulator (TPR), who regulate all Occupational Pension Schemes in the UK
Expertise This is a specialist area of expertise, within a specialist sector, and whilst tens of thousands of SSAS’s exist in the UK, it is not and is not intended to be a mass-market product. Accountants? Many accountants are unaware of SSAS and the Tax benefits and design benefits that can aid and assist their clients. It is not their area of expertise. Many accountants feel, incorrectly, that SSAS is an FCA regulated process that they should not become involved with in case of professional risk. IFA / Financial Advisers? Many Financial Advisers do not specialise in this sector, and many do not feel comfortable operating in a non-FCA regulated environment, or are unable to due to compliance restrictions. Many other advisers feel that SSAS is not commercially viable for them, due to the self-investment nature of SSAS and the potential for an adviser to be side stepped in that process. Disappointing, although incredibly  common. [/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space][vc_column_text]

Refer A Client

Want to refer a client, however feel out with your comfort zone? Don’t feel comfortable discussing this type of strategy with clients? We understand. SSAS is a specialist area of an already specialist sector. We are naturally well placed to handle all matters for you with your client, and will do so as part of our process. You have no compliance risk. Removing your risk – Specialist Accountancy expertise; To ensure that your client receives the very best guidance and comfort, we work closely with Specialist Chartered Tax Advisers, who are able to guide and assure your client on the specific tax benefits and implications of SSAS as well as on the other related tax considerations in the whole SSAS process.  This is optional, if you or your client feel that they require this level of assurance.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_column_text css=”.vc_custom_1496163014497{border-top-width: 3px !important;border-right-width: 3px !important;border-bottom-width: 3px !important;border-left-width: 3px !important;background-color: #dd3333 !important;border-left-color: #bf1b3e !important;border-left-style: solid !important;border-right-color: #bf1b3e !important;border-right-style: solid !important;border-top-color: #bf1b3e !important;border-top-style: solid !important;border-bottom-color: #bf1b3e !important;border-bottom-style: solid !important;border-radius: 3px !important;}”][reveal heading=”%image% Register“]As an Intermediary – all we need for you to do is simply complete our contact form to register as an Intermediary / Introducer. We will then provide you with a private login access, which will allow you to input new clients and track the progress of your prospective clients.

    [/reveal][/vc_column_text][/vc_column][vc_column width=”1/2″][vc_column_text css=”.vc_custom_1497255322854{border-top-width: 3px !important;border-right-width: 3px !important;border-bottom-width: 3px !important;border-left-width: 3px !important;background-color: #dd3333 !important;border-left-color: #bf1b3e !important;border-left-style: solid !important;border-right-color: #bf1b3e !important;border-right-style: solid !important;border-top-color: #bf1b3e !important;border-top-style: solid !important;border-bottom-color: #bf1b3e !important;border-bottom-style: solid !important;border-radius: 3px !important;}”][reveal heading=”%image% Quick Referral“] If you want to simply refer one client quickly without becoming an introducer, please just fill in some very brief client details here and we will make contact with them for you.

      [/reveal][/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]FEES We are happy to arrange a mutually agreeable fee structure for the introduction of new business. We will discuss this with you. [/vc_column_text][/vc_column][/vc_row]